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Tell me, please, can I change the hryvnia in Prague for crowns? In my city, there are not even kroon exchangers for sale
Tell me, please, can I change the hryvnia in Prague for crowns? In my city, there are not even kroon exchangers for sale
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15 subscribers  • asked 2019-12-174 years ago
Answers  •  33
аватар camomille
Pre-order in Privatbank the required amount of kroons. They have a service for exchanging exotic (I think that's what they call it) currencies. This can be done by phone (if you are their client) and in the branch.
аватар 86jjj
So buy euro.
аватар Natasha59
There is a list of freely convertible currencies, the hryvnia and the Czech koruna do not belong to them. Dol. USA, Euro, Eng. You will be able to exchange the pound sterling in Prague.
аватар Fancase
Why do you hryvnia? Czech Republic in the EU - take EURO with you.
аватар lupanarius
Take the euro, it will be difficult to find an exchanger with the hryvnia. But if you need a good exchange office in Prague, then it is located near Wenceslas Square, behind the New Yorker store. There is no commission and a good exchange rate
аватар ollennka
Why even bother with cash and exchanges if you can easily withdraw money from an ATM on the spot?
аватар Al_Shu
I bought crowns in Privat. In Prague - only through dollars or euros, because the exchange rate is bad. In addition, you need to choose an exchanger without a commission (No commission, not to be confused with No taxes!), otherwise you can run into a commission of up to 30%!
аватар 86jjj
By the way, exchange offices in Prague are a song. In any exchanger, first check how many crowns you will receive in exchange for your euros (they often have a commission there, and it is especially large in exchangers near Charles Bridge). And I somehow tried to negotiate a better course, and it worked out. In general, Prague exchangers are very interesting.. they keep the tourist in good shape.
аватар 86jjj
I understand that you live in France? Take euros with you or withdraw crowns from your card on the spot.
аватар Natali_NN
Is paying by card not an option?
аватар 86jjj
of course an option. But the card is not applicable everywhere (street fast food, market...)
аватар kolyan_cat
Just yesterday from Prague. At the Florence bus station, exchangers accept hryvnia, for 100 hryvnia. give 91 crowns. Selling for 106 crowns.
I think you can find the best course in the city itself.
But the "bad" currency, which is the hryvnia, zloty, etc., will not be changed at the "normal" rate. It is more profitable to buy euros for hryvnias and exchange them for crowns in the Czech Republic.
There is one more subtlety - in Prague, exchangers like to cheat clients on the exchange, including a commission in the course. Therefore, you need to look for exchangers where it says "no commission" or "0% commission". But even here it happens that you get in your hands less than the rate on the plate, when you ask why, because it says "no commission" - they poke at the plate where under "No commission" there is a clarification in small letters that this is a sale without a commission, but it turns out to be bought there is a commission. Therefore, you need to carefully look at what is written in small letters.
I highly recommend not paying by card. Losses up to 7%. Double conversion at an unfavorable rate + bank commissions.
аватар kolyan_cat
P.S. The advice to "withdraw cash from an ATM on site" is extremely stupid. Loss up to 10%. I also had 15%.
Never withdraw cash from a card in a foreign currency in a foreign country.
аватар ollennka
kolyan_cat, You are somehow more careful with epithets.
If your bank offers such unfavorable conditions, it does not mean that it is the same for everyone. I withdraw cash in local currency on holidays in any country, then I specially check the exchange rate, it practically coincides with the exchange rate. The discrepancy is a maximum of a couple of percent, but I would have lost the same couple of percent on a double exchange of cash (ruble-hard currency-currency of the vacation country).
It is very rare to come across some country where ATMs take a commission for cashing out. For example, in Vietnam, without exception, everyone added 3-5%. But even this commission is not an argument to carry a mountain of cash with you on vacation and spend time looking for exchangers with a good rate.
аватар AllOverTheWorld
it all depends on the card. I have a card to get rid of it, that is, replenishment and accrual without%, but for the withdrawal of%, I don’t even know which one, because I need a card to pay for it, and the cache is only small.
аватар kolyan_cat
It's not about the bank, and not about the commission for cashing out (which is ALWAYS).
The exchange rate in the bank is unfavorable and obviously lower than the market one. And if there is a double conversion, then the "unprofitable" rate is multiplied by 2.
There is no need to talk about a "bad" bank, the problem is in everyone, I removed it from a hryvnia card, from different banks, and from foreign exchange ones.
The last time I lost 15% was withdrawing money in Greece with a Polish card (which is in zlotys) from Credit-Agricole, despite the fact that my bank does not charge commission when withdrawing currency. The loss consisted of a fee for a commission for issuing currency to a Greek bank (2%), the rest was losses at an unfavorable exchange rate.
аватар ollennka
The commission of my bank for cashing in a "foreign" ATM is fixed - 150 rubles (2 euros). So judge for yourself whether your bank is good or bad.
Checked on the last vacation cash withdrawal. 1990 Egyptian pounds were written off at the rate of 4.06 rubles per pound. At the exchange rate of 3.96 rubles per pound, the loss was 2.7%. In general, not the amount to bother with cash exchanges.
аватар kolyan_cat
Can't read? My bank has a commission of 0.
But 2 banks are involved in the operation - mine and the second one, which owns the ATM.
When your bank says "we have no commission" or "fixed commission - 150 rubles" - they are talking about THEIR commission. They cannot know the commission of another bank.
Further, the course - are you aware that you advise a person, perhaps, to lose 10-15%? Well, if he loses 3%. What if 10? And 15? Are you ready to cover for a person the losses that he may suffer on your advice?
аватар AllOverTheWorld
kolyan_cat, RFP card withdrawal (cashing) without commission
you mixed everything to the heap, withdrawal, exchange, cash out, and these are 3 different concepts
аватар Natali_NN
Girls, don't fight. It’s really not profitable to rent, but sometimes it’s more profitable to pay with a card, even when charging a commission, it depends on the behavior of exchange rates, well, don’t forget about the goodies in the form of miles, cashbacks, bonuses,. Yes, and you can pay in Europe almost everywhere, so when exchanging a small amount, the losses cannot be large. And maybe I'm wrong, but usually they fly through large cities, we bought yuan in Moscow like that, maybe the author flies through Kyiv, you can buy it there. Yes, and they wrote about Privat. In Russia, I used to save all currencies, now I don’t (((
аватар ollennka
Kolyan_cat, You don’t see the coast there at all? Why are you poking??
There is no commission from another bank when withdrawing cash. When choosing a bank, I can advise a person to carefully read the terms of service so as not to go on vacation in the style of the 90s with a wad of cash in his shorts.
аватар 86jjj
Prague is worth all the tests)) By the way, the biggest commission .. of those in small print and under the client's signature .. I was charged during the exchange (euro for crowns) in the exchanger in the underpass near one of the Prague bridges.
аватар tan.coshman
Thank you all, I'll go to private tomorrow
аватар kolyan_cat
How is it "there are no commissions of a foreign bank when withdrawing cash"? Let's say the bank "Credit Agricole Czech Republic" installed ATMs in the Czech Republic, did it try on the ball? Will remove commissions from someone else's card as much as running.
I propose a bet - let the author of the question go, withdraw 2400 crowns (100 Euros) at an ATM and provide an account statement. If the commission does not exceed 2.7%, then I will give him a bottle of cognac. If it exceeds, ollennka will refund the difference.
Is it coming?
аватар Pachok
That's not how it is.
It all depends on the card and the conditions of the service package.
I had a hryvnia card not so long ago, for which no commission was charged when withdrawing cash from an ATM in any country. No commission - neither the issuing bank, nor the bank whose ATM dispensed cash. Moreover, they deposited more hryvnia in Kyiv and in London they stupidly went to withdraw decent amounts every day (there was a limit on the amount of withdrawal per day), and it was more profitable than buying pounds for hryvnia in Kyiv. Even with double conversion.
Now there is another card with other conditions, this number does not work anymore, but there are some interesting features :)
What I want to say is that all cases are different, you need to look at a specific situation, and not pull an owl on a globe, extrapolating your narrow experience to a wide variety of options.
аватар ollennka
kolyan_cat, we all already understood that you were unlucky with the conditions of the bank. The author has her own head with eyes and brains to get acquainted with the conditions of her bank and make a decision.
Drink cognac yourself, bet lover.
аватар vedrogvozdey
Fancase, Czech Republic, although in the EU, but the currency there is not the euro, maybe you were not aware.
аватар vedrogvozdey
By the way, I’m going to Prague for NG, I have both cards and euros, where is it better for me to still buy crowns, in Kyiv or already there, where exactly in Prague is it more profitable to change euros for crowns?
аватар Pachok
In exchangers on Panska Street and Politickych veznu, two streets parallel to Wenceslas Square. There are a bunch of them. As noted above, specify how much you will receive on hand. It looks like this - show the bill and point to the calculator, which lies on the cashier's table. You are given a number.
аватар Yuliasaki
How to put it mildly .... What is a good card? Freedom, safety, ease of use, in the end - it's easier to carry, in your pocket or purse....
It is not reasonable to withdraw a large amount, but to travel often in search of an exchanger is more expensive for yourself!
Traveling is not the time to think about saving. If you want to save money, stay at home!
Ultimately, cash lovers accumulate coins and small bills from different countries. Gathering dust somewhere in a box...
When you walk along the Champs-Elysées - to the bulb, what a course, in the exchanger! Learn to relax, not save. After all, that's why you went on a journey!
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