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What kind of insurance should include a package of documents for Egypt, except for "Universal" from Teztour? What is "European insurance"? How should it be formatted? I was given only one sheet of this insurance: without signatures, without seals and without any data. I called the travel agency, they told me that European and universal are the same. Is it so?
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Answers • 11
Go to a normal UK, for example, to Providna, and get yourself a normal insurance! No franchise and good coverage. It will cost you 50 hryvnia for a week, but you will be sure that in a critical situation there is where to turn.
I twisted the letter from Tez Tour in my hands in the summer, twisted it, and realized that nothing was an insured event, except for the epidemic that overtook me in bed in the room.
I twisted the letter from Tez Tour in my hands in the summer, twisted it, and realized that nothing was an insured event, except for the epidemic that overtook me in bed in the room.
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answered 13 years ago
http://www.prostobank.ua/finansovyy_gid/strahovanie/%28tag%29/strahovanie_turistov
Everything you need to know about travel insurance
What is recognized as an “Insured event”? (in the TOUR package)
All health disorders and acute illnesses that can happen to you on vacation. These are fractures, sprains, severe colds, acute poisoning, wounds, animal bites (but not insects), accidents, bruises, etc. In general, everything that can pose a threat to your health and life. Acute toothache services are also always paid for, but in this case there are restrictions. Most insurance companies will only pay you $100 for dental services.
We emphasize once again - insurance for traveling abroad is intended for emergency and emergency care as a result of an accident or sudden illness, and not for planned treatment abroad.
Everything you need to know about travel insurance
What is recognized as an “Insured event”? (in the TOUR package)
All health disorders and acute illnesses that can happen to you on vacation. These are fractures, sprains, severe colds, acute poisoning, wounds, animal bites (but not insects), accidents, bruises, etc. In general, everything that can pose a threat to your health and life. Acute toothache services are also always paid for, but in this case there are restrictions. Most insurance companies will only pay you $100 for dental services.
We emphasize once again - insurance for traveling abroad is intended for emergency and emergency care as a result of an accident or sudden illness, and not for planned treatment abroad.
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answered 13 years ago
What is not recognized as an "Insured event"?
(in tour package)
Absolutely all companies do not recognize diseases resulting from alcoholism, drug addiction and substance abuse as an insured event. The same attitude to an accident, if it occurred while intoxicated.
Although here some companies act selectively. For example, the rules of some insurance companies clearly state that the company may refuse an insurance payment if the blood alcohol content is at least 0.5 ppm. Each case is considered individually. If a person, while drunk, fell and broke his arm, then they will most likely refuse to pay, and if he was driving a taxi and had an accident, they will pay.
(in tour package)
Absolutely all companies do not recognize diseases resulting from alcoholism, drug addiction and substance abuse as an insured event. The same attitude to an accident, if it occurred while intoxicated.
Although here some companies act selectively. For example, the rules of some insurance companies clearly state that the company may refuse an insurance payment if the blood alcohol content is at least 0.5 ppm. Each case is considered individually. If a person, while drunk, fell and broke his arm, then they will most likely refuse to pay, and if he was driving a taxi and had an accident, they will pay.
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answered 13 years ago
How to call a health insurance doctor?
— Call any telephone numbers of the insurance service company (works around the clock) that are indicated in your medical insurance (where the seal of the insurance company and the insurance number is), they speak Russian. Tell them the policy number and expiration date (all this information is listed in your health insurance).
- Then follow all the instructions that the service company will give you! The service company should call a doctor for you.
- If you call a doctor in any other way (through a guide, in a hotel, etc.), you will be charged for the provision of honey. services that are non-refundable!!!
— Call any telephone numbers of the insurance service company (works around the clock) that are indicated in your medical insurance (where the seal of the insurance company and the insurance number is), they speak Russian. Tell them the policy number and expiration date (all this information is listed in your health insurance).
- Then follow all the instructions that the service company will give you! The service company should call a doctor for you.
- If you call a doctor in any other way (through a guide, in a hotel, etc.), you will be charged for the provision of honey. services that are non-refundable!!!
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answered 13 years ago
You can arrange your own health insurance!
If you want more insured events to be included in the medical insurance, then you can arrange it yourself in any insurance company.
At the same time, the insurance included in the tour package will not be excluded !!!
If you want more insured events to be included in the medical insurance, then you can arrange it yourself in any insurance company.
At the same time, the insurance included in the tour package will not be excluded !!!
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answered 13 years ago
It is necessary to transfer the information to the forum so that it is not lost!
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answered 13 years ago
For Z-SON. You used terms without understanding their content. Universal and European are not types of insurance. These are the names of insurance companies whose insurance is issued with package tours from the operator. On the insurance policy, the name of the insurance company is written in the corner, hence the terms. In fact, they are no different from each other. The travel agent arranging the tour for you MUST give general information about the conditions and amounts of coverage.
Insurance is cheap (the price in the package is 5-10 dollars), so all risks and coverage are at a minimum. But workers. Standard problems are solved (poisoning, inflammation, temperature, minor injuries).
Insurance is cheap (the price in the package is 5-10 dollars), so all risks and coverage are at a minimum. But workers. Standard problems are solved (poisoning, inflammation, temperature, minor injuries).
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answered 13 years ago
This year I made additional insurance for myself. Firstly, the tour operator has category A insurance, i.e. the most minimal list of insured events, and secondly, many insurances have a deductible. Insurance for 2 weeks for me and the child cost me about 800 rubles. My insurance also included transport services, for example, if something happened to me, then my child would be sent home through an insurance company, and in addition, accident insurance , which would pay me sick leave if I got injured. For people involved in extreme sports, the cost of insurance will be higher, but the list of insured events is wider. So, I recommend everyone not to save on yourself and take out additional insurance. By the way, I wanted to get such insurance from a tour operator, but they told me that it was not possible, take what you have. Therefore, this year I had 2 insurances.
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answered 13 years ago
Nobody thinks about it, but when an emergency happens, there are tears and problems. I know people who got into an unpleasant story. There were problems, you won’t wish your enemy !!!
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answered 13 years ago
This is how ordinary insurance works, though in Turkey, but it doesn’t change the essence of the matter. Our personal situation, I also especially ask girls to watch this video so as not to get into such a situation.
http://www.ctv.by/%D0%BD%D0%BE%D0%B2%D0%BE%D1%81%D1%82%D0%B8/%D0%B7%D0%B0-2011- %D0%B3%D0%BE%D0%B4-%D0%BA%D0%B0%D0%BA-%D0%BC%D0%B8%D0%BD%D0%B8%D0%BC%D1%83 %D0%BC-%D1%87%D0%B5%D1%82%D1%8B%D1%80%D0%B5-%D0%B1%D0%B5%D1%80%D0%B5%D0%BC %D0%B5%D0%BD%D0%BD%D1%8B%D0%B5-%D0%B1%D0%B5%D0%BB%D0%BE%D1%80%D1%83%D1%81% D0%BA%D0%B8-%D0%BF%D0%BE%D1%82%D0%B5%D1%80%D1%8F%D0%BB%D0%B8-%D0%B4%D0%B5% D1%82%D0%B5%D0%B9-%D0%B2%D0%BE-%D0%B2%D1%80%D0%B5%D0%BC%D1%8F-%D0%BE%D1%82 %D0%B4%D1%8B%D1%85%D0%B0-%D0%B7%D0%B0
http://www.ctv.by/%D0%BD%D0%BE%D0%B2%D0%BE%D1%81%D1%82%D0%B8/%D0%B7%D0%B0-2011- %D0%B3%D0%BE%D0%B4-%D0%BA%D0%B0%D0%BA-%D0%BC%D0%B8%D0%BD%D0%B8%D0%BC%D1%83 %D0%BC-%D1%87%D0%B5%D1%82%D1%8B%D1%80%D0%B5-%D0%B1%D0%B5%D1%80%D0%B5%D0%BC %D0%B5%D0%BD%D0%BD%D1%8B%D0%B5-%D0%B1%D0%B5%D0%BB%D0%BE%D1%80%D1%83%D1%81% D0%BA%D0%B8-%D0%BF%D0%BE%D1%82%D0%B5%D1%80%D1%8F%D0%BB%D0%B8-%D0%B4%D0%B5% D1%82%D0%B5%D0%B9-%D0%B2%D0%BE-%D0%B2%D1%80%D0%B5%D0%BC%D1%8F-%D0%BE%D1%82 %D0%B4%D1%8B%D1%85%D0%B0-%D0%B7%D0%B0
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answered 12 years ago
And yet, from this year I draw up honey. insurance in euros, not dollars. The only thing that accident insurance can only be in dollars is insurance for which you will be paid sick leave, if God forbid an insured event occurs. Naturally, the amount of payments depends on the severity of the case. It’s not worth saving on yourself, because if we found money to buy a tour, then it’s worth spending a little on ourselves (insurance). I also wanted to insure my luggage, but our companies do not provide such services.
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answered 12 years ago