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Where is the best place to buy or change forints?
Hello! It is better to buy forints in Ukraine in an exchanger, or change euros or dollars already in Hungary. for forints? There is also a dollar master card, but I do not know the password :) I can only pay on the Internet.
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12 subscribers  • asked 2019-01-165 years ago
Answers  •  21
аватар travelsita
I exchanged euros for forints in Nyiregyháza, in TESCO. Normal course. But, it depends on what you will be driving.
аватар Victorious
Yes, it is convenient in Nyíregyháza. IN
In Budapest, on the tourist street Vaci, the exchange rate is normal in many exchangers. See that there is a small difference between the price of buying and selling.
In Ukraine, you can exchange a couple of hundred hryvnias so as not to go with an empty wallet, but it is better to do it in Uzhgorod or Mukachevo.
аватар zhdanova10
About five years ago, out of ignorance, I bought forints in Kyiv (Khreshchatyk bank) - the rate turned out to be predatory. It turned out to be the most profitable to use the services of money changers at the Chop station.
In general, everywhere you can pay with a card, even hryvnia. Ticket vending machines do not want to take unclipped, but at the box office you can always pay any.
For the past three years I have been carrying about 1,000 forints with me - such a "irreplaceable fund ", because I use the Privat hryvnia card everywhere (much more profitable than Oschad).
аватар kolyan_cat
When paying by card, especially hryvnia, be prepared for an additional at least 2% commission for conversion. And even more.
It is more profitable to bring cash dollars or Euros to Hungary and exchange them there as needed. You can’t change at the airport, the exchange rate is extortionate, or TESCO, or in the city.
аватар ollennka
How many times after the holidays I compared the exchange rate when paying with a card / cash withdrawal with the rate for a double exchange (first rubles into dollars / euros, then dollars / euros into local currency), almost never (the last exception is Vietnam) there was no significant difference. I do not consider the difference of 10 dollars for the entire vacation to be significant in order to carry tons of cash with me and look out for exchange offices.
And in Hungary, I didn’t even warm my head, I paid by card + withdrew a little cash for small street purchases such as rolls or mulled wine.
аватар kolyan_cat
Yes, banks operate at a loss, of course.
For 10 years I have been traveling on business trips, paying with cards of different banks around the world and then reporting to the accounting department using a printout of transactions, I have never seen that it was "profitable". Losses from 2% to 10%. Part of the commission deduction occurs after 2-3 business days with an additional transaction that is not displayed by SMS banking. Banks are all zaradnye, not Privat, and even more so not Oschad. Cards incl. Gold. There were also losses of about 17% (spring 2014), when there is a sharp change in the hryvnia exchange rate and the bank is insured - it sells the currency at an overvalued rate.
аватар kolyan_cat
* all banks are different
аватар kolyan_cat
About cash, this is generally a separate song - there are no less than 5% losses. This summer in Crete I took out cash, 200 Euros, lost 15%, despite the fact that the BNP Paribas card, Polish, in zlotys.
аватар ollennka
Duc and exchangers do not work at a loss, the same losses, only they are not wired to the commission, but to the rate of a particular exchanger. Therefore, I do not see a fundamental difference.
Yes, and I’m not used to having a lot of cash with me, I’m starting to get nervous (((.
аватар kolyan_cat
The exchanger works with the client without intermediaries, and the difference in purchase and sale = his income. Banks work through intermediaries, even if your bank does not take its%, then the second bank must take it. Otherwise, why would he serve other people's customers?
In addition, the scheme of the bank’s work is such that the client abroad pays in foreign currency, the bank in Ukraine (or in Russia) lends the client with its own currency, and in return buys the currency from the client’s hryvnia.ruble funds on the interbank market only ON THE NEXT WORKING DAY. Accordingly, the bank can in no way guess what exchange rate will be on the interbank market TOMORROW or even on Monday (if the client paid on Friday). How can a bank insure against losses if the exchange rate rises by a couple of kopecks? And the course changes every day, albeit by a little.
ONLY OVERRATE OF THE RATE applied for settlements with the client.
It is naive to think that the bank will allow the risk of losses, even if they are pennies. Elementary things.
аватар ollennka
Yes, it seems that no one here said that the bank would allow itself losses))) Why cap it like that?)))
аватар zhdanova10
Therefore, we describe the possible options: comfortable, but a little more expensive, or CHEAP, but with the search for exchangers and the best exchange rate)))
Everyone chooses for himself...
аватар Alex714
For starters, it's good to know what the money will go to - 1) To buy something substantial or 2) Travel expenses?
If the latter, then I wouldn’t bother, I did this: shops - cafes card, and cash for toilets-street purchases willingly take euros, although the change is given mainly in forints, but you need to know the plus or minus rate, otherwise they try to calculate by predatory , you need to bargain to more acceptable amounts, and use small bills of 5 euros.
аватар deppo
I am subscribing to the post that it is more profitable to change at the crossing in Chop. There you can immediately exchange hryvnia for forints. In the center of Budapest, opposite the entrance to St. Stephen's Cathedral, there is an exchange office with a good exchange rate.
аватар blondinka1ya
Bucharest, Heroes Square, there is a tourist center from the side of the bay. There is free wifi
аватар Alex714
Bucharest is the capital of Romania, what side does it have to do with the branch about Hungary?
аватар ollennka
He paints possible options))) Maybe it's more profitable to buy forints in Bucharest.
It happened to me once: Argentine pesos in exchange offices in Bolivia cost 10 percent cheaper than in Argentina on the black market.
аватар oleg05022001
Thanks a lot everyone for the advice!
аватар Alex714
ollennka, so she does not offer to change the currency, but for a ball wi-fi to the Romanian capital;)
Although I looked at her nickname, and immediately the questions disappeared. ;)))
аватар gumenyk2006
Keep in mind that in Budapest there are many cafes and shops that say: we do not accept cards and euros, only available forints
аватар _765494
Hello) I will sell forint at a good rate) 0.083 write to viber or telegram) 0632808168
I'm in winery
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