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Who knows - Master card or Viza bank cards are accepted for payment in shops with fixed prices and pharmacies?
Who knows - Master card or Viza bank cards are accepted for payment in shops with fixed prices and pharmacies?
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Answers • 24
Accept. But it depends on the card class. For example, Visa Electron will not work, but Visa Gold is easy.
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1.5
answered 5 years ago
Both a visa and a master will do if they can pay abroad and there is a terminal at the place of payment.
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answered 5 years ago
We always pay by card abroad, if there is such an opportunity, because it is much more profitable for us. There were no problems in pharmacies and large stores, but in small shops there is not always a terminal. And it even happened that they took cookies, nuts, etc. on the way back .... At the checkout, the seller divided the purchases into two parts - you can pay with a card, but this is only cash ... And this happens
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answered 5 years ago
Almost everywhere we paid with Gold Mastercard and World Mastercard. Pharmacies, supermarkets, restaurants, private shops. Even when buying excursions. So it's more profitable. Only in the market paid cash.
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answered 5 years ago
The card is very convenient, but you need to carefully study the tariffs of this card. Different banks have different conditions. For example, according to ours, there is no conversion, which is why it is beneficial. Plus, the exchange rate in the card system is its own and it is usually more profitable than the market one.
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1.5
answered 5 years ago
I absolutely agree with moy_contakt, it is more profitable to pay with a card, since the NBU rate on the day of purchase is applied there, and not the commercial rate. And so that there is no double conversion, you should always choose the currency of the country in which you are located. That's all the tricks. At the checkout, you will always be prompted to choose a currency: pounds or dollars. Choose pounds - and no double conversion and commercial rates!
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answered 5 years ago
V.Zolot, in the sense of the currency of that country? And how can you, roughly speaking, by bank transfer, for example in Bulgaria, pay in dollars? Only lions, the same in Egypt. You cannot pay with a card in dollars in any country other than the United States. And I also noticed, in different stores in the same country, where there is a double conversion, but somewhere not. I have a universal Privat card, if anything.
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answered 5 years ago
vezha2,
the mastercard is converted into euros, the visa - through dollars. so the convenience and profitability of a particular card depends on the country in which you plan to be.
for example, in Turkey, a visa is more profitable, otherwise you get a double conversion, for which you will be charged extra money (checked personally)))
the mastercard is converted into euros, the visa - through dollars. so the convenience and profitability of a particular card depends on the country in which you plan to be.
for example, in Turkey, a visa is more profitable, otherwise you get a double conversion, for which you will be charged extra money (checked personally)))
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answered 5 years ago
my_contact,
and tell me, pliz, about the lack of conversion! otherwise I had a dollar card, I thought it would be profitable - avotfik! they converted twice and in the end the final score turned out to be a rather unpleasant surprise
and tell me, pliz, about the lack of conversion! otherwise I had a dollar card, I thought it would be profitable - avotfik! they converted twice and in the end the final score turned out to be a rather unpleasant surprise
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½
answered 5 years ago
YaSlavnaYa, I also noticed a double conversion in Turkey with a mastercard, but in Bulgaria, in my opinion, this was not the case, as in Egypt, paying in the same Senzo mall, for example.
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answered 5 years ago
YaSlavnaYa, by the way, how about in Austria, Hungary, Poland, Germany, you don't know what cards are better to pay there or better in cash?
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answered 5 years ago
Regarding the double conversion. ALL payments abroad by card go through the base currency of the payment system, euro or dollar. If the card is not a currency card, then the conversion goes into the currency of the card issuer. For example, if a card is issued by a Ukrainian bank, for which the hryvnia is the settlement currency, then the Egyptian pound is converted into a dollar, and the dollar into a hryvnia. During the first conversion, the rate of the payment system is used, during the second - the commercial rate of the acquiring bank. Any bank (even a state bank) every day (or even several times a day) sets its commercial rate for major currencies. I have not yet seen a bank that would trade at the rate of the NBU.
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answered 5 years ago
zolyshka111, Bulgaria is in the eurozone, it’s more convenient there with a mastercard.
by the way, in Turkey they paid with a ruble card - finally there was no conversion
by the way, in Turkey they paid with a ruble card - finally there was no conversion
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answered 5 years ago
Gentlemen, read carefully the terms of payment by card. If, for example, in Poland you pay with a hryvnia gold card, then the terminal will display two currencies, the euro and the Polish zloty. The cashier or seller will ask you a question: "Euro or zloty?". If you choose zloty, you will avoid double conversion! This is absolutely accurate, verified by regular flights and calculations of the same Gold Mastercard. You upload your statements from online banking, where you can clearly see in what currency the calculation took place and that the conversion was carried out at the NBU rate. If you are in Egypt, choose pounds. Outside of Ukraine, it is advantageous to pay with a hryvnia gold card.
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answered 5 years ago
Girls, you are mistaken yourself - this is your own business. Do not mislead others who will read this. With a Mastercard Gold card, you don’t have to worry about all sorts of conversions and rates at all. Have a nice holiday!
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answered 5 years ago
V.Zolot, well, not everyone has Gold cards, I'll enlighten you if you don't know.
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answered 5 years ago
I paid with private bank cards everywhere (shops, pharmacies, duty-free) there were no problems.
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answered 5 years ago
zolyshka111, the terminal displays two currencies to choose from. In Bulgaria, these are levs and euros. If the cashier of the store did not ask a question about the currency, you need to immediately clarify that the currency-leva would be chosen at the terminal. And the calculation will be made in Leva.
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answered 5 years ago
https://privatbank.ua/en/abroad
Quoted verbatim:
"Pay for purchases in the national currency of the country you are in.
In some shops abroad you may be asked in what currency you want to pay. Always choose the currency of the host country. For example, if you have a card in hryvnia, and the price is set in euros, pay for the purchase only in euros. In this case, the conversion will be carried out at the PrivatBank card rate, without additional fees.
If you pay in hryvnia, a foreign bank whose terminal is installed in the store will exchange the hryvnia for euro at its own rate, and then PrivatBank will convert it at its card rates, since the bank receives a refund in foreign currency for all foreign transactions. As a result, a double conversion will be carried out, which will lead to a significant increase in the write-off amount."
Quoted verbatim:
"Pay for purchases in the national currency of the country you are in.
In some shops abroad you may be asked in what currency you want to pay. Always choose the currency of the host country. For example, if you have a card in hryvnia, and the price is set in euros, pay for the purchase only in euros. In this case, the conversion will be carried out at the PrivatBank card rate, without additional fees.
If you pay in hryvnia, a foreign bank whose terminal is installed in the store will exchange the hryvnia for euro at its own rate, and then PrivatBank will convert it at its card rates, since the bank receives a refund in foreign currency for all foreign transactions. As a result, a double conversion will be carried out, which will lead to a significant increase in the write-off amount."
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answered 5 years ago
V.Zolot, wherever I paid, no one ever asked about the choice of currency ....
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answered 5 years ago
By the way, never encountered anything like this anywhere. Everywhere, calculations were made in the country's currency: India-rupees, Egypt - their tugriks, Turkey - lira, Poland - zloty ... Thailand - butt, and so on. And no one has ever asked in what currency to calculate ..
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answered 5 years ago