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About insurance...
We eat on our own on a Finnish visa .... And how to do insurance?
Translated automatically from Russian. View original
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4 subscribers  • asked 2013-04-0711 years ago
Answers  •  16
аватар Kolesoo
Buy from any insurance company you like. You just need to first study their conditions and what is included in it.
аватар sigur62
Not in any.
From neighboring questions, I realized that you are from St. Petersburg. So, from year to year we take insurance in ASK-Petersburg. But in insurance companies near the consulate, the rates are high, they are 3 (three) times higher.
Take insurance before obtaining a visa (on your own, without a travel agency!). You pay 30 or 45 days, that's enough.
аватар sigur62
We also traveled on our own and also on a Finnish visa. The story is here:
http://blogs.turpravda.com/sigur62/78107.html
There will be specific questions, write, I will be happy to answer.
аватар gurzuf1
Tablet you are a fool. Not in any. Learn to match)
аватар Anetka-gan
each embassy has its own website, and the website has information on insurance. It's not hard to go there and read.
there is often a list of accredited insurance companies. you just need to take them.
аватар sigur62
Nothing like this.
What does accredited mean?
It's just that an insurance company provides such an insurance product, and they do not need to be accredited at an embassy or consulate.
аватар Anetka-gan
they are not accredited by the embassy.
they represent the same Korris who gives them accreditation (i.e. works with them or not)
and the embassy puts up lists of insurers around the country working with Corris and other major insurance companies.
аватар hatinka
///What does accredited mean?///
This means that if a person does not have a visa, then the consulate in the package of documents will only accept insurance from a company that meets their requirements.
If you have a visa or you have the right to visit this country without a visa, then you can perceive accreditation at the consulate as "The Embassy recommends ..."
On the one hand, they won’t advise you anything, but on the other hand, it’s up to you which insurance company you trust (you can, for example, get yourself into trouble and buy insurance from a company that, for many reasons, does not have the right to insure against these risks or even work in the EU ).
Fraud is widespread on the Green Card - we have licenses for this type of insurance in the country from a dozen companies, but at the border they often sell completely different "papers" - you can’t call it otherwise. Or real insurance on written-off forms, for which there will never be refunds.
You can generally not buy medical insurance, if you have a visa, they almost never ask for it at the border (although many give it themselves and then they can look and then think all their lives that they are checking it).
But insurance is cheap, and medicine is expensive there. Therefore, it is better to buy
аватар sigur62
Khatinka, but how is it: do not buy insurance if you have a visa?
After all, they won’t give a visa without insurance, without options.
At least with us, how many days you ask for in the Schengen, insurance must be paid for so many days, and not a day less.
Somehow everything is strange there, in an independent ...
аватар hatinka
When you receive a multi-visa insurance, you apply for the first trip, and for subsequent trips you undertake to purchase it yourself each time. Therefore, you can choose any insurance company.
And if you are a radish, you can not buy at all.
It's the same with us, I think it's the same with you. I also read a lot about Russia.
Or do you pay for annual insurance based on the maximum stay in Schengen on a category C visa? It's 180 days, by the way)))
An expensive pleasure, especially if extreme risks are covered. sports, sport. competitions etc.
And if today you are going to walk around Prague, and in a month you will climb Mont Blanc on foot, then even ordinary insurance purchased for max. the period of 180 days for a type C visa (180 days per year) will not work in any way for mountain climbing, for which there are completely different coefficients.
And therefore, with such insurance, you will not see payments in case of a fracture on Mont Blanc ;-)
аватар hatinka
And if you are a radish, you can not buy at all.
Naturally, then all the treatment for their money)))
You promised to buy in writing and you were warned that you were obliged)))
аватар sigur62
Khatinka, but this is exactly what we have: you request 90 days in half a year - for so many days and buy insurance, one copy of which the consular worker pins to the visa application.
I answer for the words, many times I handed it over personally, without TA and visa centers, directly to the consulate.
аватар sigur62
And about the supposedly "expensive pleasure."
Our insurance is quite inexpensive.
We used it in Tenerife, it works.
аватар hatinka
And how will your standard insurance cover a ski holiday? Here or all days (180 per year) take with coef. approx. 5 or all days usually and then skiing, biking, trekking, etc., buy separately. This is exactly how it is with us - you can’t buy it (I specified it in several of the most famous insurance companies) - just buy new insurance with a booster. And how do I know in advance what my trips will be next year? Paragliding, skiing, biking, rafting, etc.?
аватар hatinka
In Ukraine, the requirement to buy insurance for the first trip, for more, if desired
аватар hatinka
But sorry, I just now noticed that the vehicle is from Russia! Then in your opinion, Sigur)))
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