Question o Pattaya
Ask a Question
Ask a question
Topics questionа
Related question «Currency and money»
What is the ruble exchange rate in Pattaya? What is more profitable to carry - dollars or rubles?
What is the ruble exchange rate in Pattaya? What is more profitable to carry - dollars or rubles?
Translated automatically from Russian. View original
Subscribe
Answers • 36
With the rare exception of somersaults of our ruble towards growth (we can’t hope for this), it has always been more profitable to carry dollars, and the larger the denomination of the bill, the better the exchange rate. Or a card. Rubles are also changed, but not everywhere and at a predatory rate.
Like
You like
•
3
answered 8 years ago
Your lie - in Pattaya they change rubles everywhere! A week ago we returned from Pattia. They took with them rubles and dollars. In the end, they counted and changed only rubles. Dollars were bought at 63. The dollar exchange rate was 35.32 - 35.42, the ruble - 0.535 - 0.552. But this is only in the yellow exchangers, in the rest the exchange rate of both the ruble and the dollar was lower. It is not profitable to withdraw from the card - they remove commissions for any amount of at least 150 baht (300 rubles in our opinion). Conclusion: take rubles and dollars, consider on the spot that it is more profitable for you to change.
Like
You like
•
2
answered 8 years ago
And how welcome in all countries of the world your currency is indescribable! Can you tell me what it's called!?
Like
You like
•
2.5
answered 8 years ago
It is better to take dollars of a large denomination, as a trifle is changed at a low rate. Before changing, run along the nearest street, you will see that the rate is different, then you can choose a more profitable one. Banks usually have a good exchange rate, but they change it with a passport.
Like
You like
answered 8 years ago
Remove local currency from the card in any country (well, except for some Argentina, Cuba and Uzbekistan), it's much easier than bothering with a double exchange, but the cost is the same.
Like
You like
•
2.5
answered 8 years ago
The cost of the card is more expensive, because the rate is taken too high to insure the risks of the bank. There are also different commissions in different countries, for example, in Brazil, any currency exchange (such is the use of a card) involves a fixed fee of $ 6 per transaction. Those. make a purchase for 10 dollars on a card - pay 16.
Like
You like
answered 8 years ago
The exchange rate of the ruble jumps a lot and it is difficult to say for sure what is more profitable to take now. 3 days ago for 1000 rubles they gave 512 baht. Today they give 523 baht. Nobody knows what will happen tomorrow. Best of all, just before leaving, write to me at [email protected] or viber +66817225261 how many rubles you need to buy 100 dollars from you. And I think it's better for the day.
Like
You like
•
2.5
answered 8 years ago
"Ultimately, only rubles were counted and exchanged." "Dollars were bought at 63. The dollar exchange rate was 35.32, the ruble - 0.535"
Let's count again. For 63,000 rubles, you bought 1,000 dollars and could exchange it for 35,320 baht. You changed 63,000 rubles directly at the rate of 0.535 and received 33,705 baht for them. 35320-33705=1615 baht You lost by changing rubles, not dollars.
Let's count again. For 63,000 rubles, you bought 1,000 dollars and could exchange it for 35,320 baht. You changed 63,000 rubles directly at the rate of 0.535 and received 33,705 baht for them. 35320-33705=1615 baht You lost by changing rubles, not dollars.
Like
You like
•
2
answered 8 years ago
I haven’t been to Brazil, but in other countries the commission for withdrawing cash from other people’s ATMs was about 200 rubles, there are no commissions for the actual conversion.
As for the overvalued rate, it is also overpriced in exchange offices, only in exchangers you lose twice on conversion, and when cashing out at an ATM - 1 time + commission for withdrawing from an ATM of a "foreign" bank.
As for the overvalued rate, it is also overpriced in exchange offices, only in exchangers you lose twice on conversion, and when cashing out at an ATM - 1 time + commission for withdrawing from an ATM of a "foreign" bank.
Like
You like
•
1.5
answered 8 years ago
Yes, there is no such exchange rate for selling dollars for rubles 63. 66 something, and even more realistic 67 something. Otherwise, it would be very good to make a profit by buying such a cheap dollar. Fuck the Thais will trade at such a dumping price when buying in Moscow "minimum" 66.5. Calculate the cross rate 35.32 / 0.535 = 66.02. :-)
Like
You like
answered 8 years ago
jerylee
You misunderstood. They bought 63 dollars in Russia. And here, in Pattaya, they decided not to hand them over, but handed over rubles, believing that it was more profitable. But they were wrong and I calculated and showed why.
You misunderstood. They bought 63 dollars in Russia. And here, in Pattaya, they decided not to hand them over, but handed over rubles, believing that it was more profitable. But they were wrong and I calculated and showed why.
Like
You like
•
1
answered 8 years ago
As for withdrawing cash. If you withdraw from an ATM, then you can withdraw from 10 to 30 baht at a time, depending on the type of card. The commission for a one-time withdrawal is also different in different banks. On average 180 baht. If you withdraw money at a bank branch, and not at an ATM, then there will be no commission from a Thai bank. But the name and surname on the card must exactly match the name and surname on the passport. Otherwise, the withdrawal of money will be denied. For cash withdrawals, not a Thai bank, but a bank in Russia may charge a commission. Before withdrawing money, you need to find out if there is such a commission in your bank or not. The exchange rate is the same for all banks. It is determined by the rate of the Visa or Mastercard system, depending on the type of card from which you need to withdraw money. But when paying with a card in stores, neither a Russian nor a Thai bank usually removes the commission. But often this commission is added in stores and they do not always talk about it.
Like
You like
•
2
answered 8 years ago
So I say, the commission of a home bank for withdrawing from an ATM of another bank. I'm not sure that there are banks that do not have such a commission.
About the application of the rate of the card system, and not the bank, is a discovery for me, thank you, I will know.
About the application of the rate of the card system, and not the bank, is a discovery for me, thank you, I will know.
Like
You like
•
½
answered 8 years ago
That is, when withdrawing from an ATM, there is no double conversion? I took money in Thailand, but I don’t remember at all how it was considered there. But I was sure that hryvnias are converted into dollars, and dollars into baht)
Like
You like
answered 8 years ago
Usually the conversion rate is set by the bank, for example, Unicredit applies its own rate, it can be seen on the website, some other banks have the same. Moreover, the difference between buying and selling is 2 UAH today. (compare with the difference in the cash market - 50 kopecks), + conversion fee, + someone else's bank fee, + (sometimes) cash withdrawal fee.
Also local taxes, for example 2% pension in Ukraine, as I already mentioned 6 USD fixed. in Brazil, etc.
Also local taxes, for example 2% pension in Ukraine, as I already mentioned 6 USD fixed. in Brazil, etc.
Like
You like
answered 8 years ago
Apyatka
For Ukrainians, the general rules do not work. When withdrawing cash, the Ukrainian bank removes its commission and converts the currency at the dollar selling rate. And the card system converts dollars into baht at its own rate. Even when paying with a credit card in a store, a Ukrainian bank charges a commission, but less than when withdrawing cash. It is absolutely not profitable for Ukrainians to travel with money on the cards. Bring cash. So you save a decent amount. But if it is already necessary to withdraw money from the card here, then it is better to meet with us, transfer the hryvnia to our Privatbank account, and we will immediately give baht here at a good rate without withdrawal fees. But this is only if you are served by us and in terms of one-time assistance. We cannot do this in bulk. You can also pay for excursions in hryvnia to an account in Ukraine.
For Ukrainians, the general rules do not work. When withdrawing cash, the Ukrainian bank removes its commission and converts the currency at the dollar selling rate. And the card system converts dollars into baht at its own rate. Even when paying with a credit card in a store, a Ukrainian bank charges a commission, but less than when withdrawing cash. It is absolutely not profitable for Ukrainians to travel with money on the cards. Bring cash. So you save a decent amount. But if it is already necessary to withdraw money from the card here, then it is better to meet with us, transfer the hryvnia to our Privatbank account, and we will immediately give baht here at a good rate without withdrawal fees. But this is only if you are served by us and in terms of one-time assistance. We cannot do this in bulk. You can also pay for excursions in hryvnia to an account in Ukraine.
Like
You like
•
1
answered 8 years ago
Still, I want to explain my calculations so as not to look like a complete fool with my advice. I wrote a fork of exchange rates so that fluctuations for the 2nd week of our stay were visible. So, when we changed, the dollar was 35.42, and the ruble - 0.552. Accordingly, $100 = 3542 baht, and for 6300 rubles - 3477 baht, when buying a dollar for 63 in Russia. The difference is 65 baht. Now the dollar has risen again. I said that it is better to take a different currency in order to calculate and exchange with less losses. It should also not be forgotten that banks in Russia now charge a commission when exchanging the ruble for foreign currency.
Like
You like
answered 8 years ago
"The difference is 65 baht" But again, in favor of the exchange of dollars. It is almost always more profitable to change rubles for dollars, fly with them here and here to change dollars for baht. Having rubles with you just in case is, of course, excellent. But not safe. Usually tourists come to us and pay for the excursion program on the first day, so as not to keep money with them. Leave only for food and souvenirs. Keeping money in safes is not safe. Is that to close them in special guarded cells. But it doesn't come cheap. Renting such a cell per month costs about 1000 baht in a good security company. And going there for money every time is not very convenient.
Like
You like
•
2
answered 8 years ago
In vain, you Anatoly, wrote about safes - the people will not understand. Especially those who fly for the first time!
Like
You like
•
1
answered 8 years ago
Wow! This is how much cash you need to take on vacation so that you need a safe, or, moreover, a safe deposit box?
Like
You like
•
½
answered 8 years ago
4yuka
Why in vain? Forewarned means forearmed. A little extra caution won't hurt.
Why in vain? Forewarned means forearmed. A little extra caution won't hurt.
Like
You like
•
1
answered 8 years ago
ollennka
How much cash do you need?
The program of excursions in Pattaya is about 700 dollars. For souvenirs and purchases, at least another 300 dollars. For food and entertainment outside of excursions, another 500 dollars. average. It turns out 1500 dollars. I think it will be a pity for everyone to lose such money, especially at the present time, and especially here in Thailand, when they didn’t buy excursions and didn’t see anything, but there is no money. Why did they come then? So it’s better not to take extra money with you, and pay for excursion programs immediately upon arrival. This is, of course, just my recommendation. Everyone does as he wants.
How much cash do you need?
The program of excursions in Pattaya is about 700 dollars. For souvenirs and purchases, at least another 300 dollars. For food and entertainment outside of excursions, another 500 dollars. average. It turns out 1500 dollars. I think it will be a pity for everyone to lose such money, especially at the present time, and especially here in Thailand, when they didn’t buy excursions and didn’t see anything, but there is no money. Why did they come then? So it’s better not to take extra money with you, and pay for excursion programs immediately upon arrival. This is, of course, just my recommendation. Everyone does as he wants.
Like
You like
answered 8 years ago
No, it's just that I'm a careless tourist, I don't use safes.
Like
You like
•
½
answered 8 years ago
"Even when paying with a credit card in a store, a Ukrainian bank charges a commission,"
No, it doesn't take off. But the hryvnia-dollar and dollar-baht conversion eats up money worse than any commissions. Ukrainians have long kept their savings in dollars and have currency cards. So it's more profitable. And carrying cash, you yourself say, is rather reckless.
No, it doesn't take off. But the hryvnia-dollar and dollar-baht conversion eats up money worse than any commissions. Ukrainians have long kept their savings in dollars and have currency cards. So it's more profitable. And carrying cash, you yourself say, is rather reckless.
Like
You like
•
½
answered 8 years ago
"Now the dollar has risen again"
But do you still advise taking dentgi in rubles?
And it's not the dollar rose, it's the ruble fell. Including in relation to the baht.
But do you still advise taking dentgi in rubles?
And it's not the dollar rose, it's the ruble fell. Including in relation to the baht.
Like
You like
•
½
answered 8 years ago
Yes, I also said that the dollars remained with us, but with an increased rate! I advised you to take different currencies and consider at the place that it is more profitable to change.
Like
You like
answered 8 years ago
Apyatka
The card is universal, Gold, dollar currency. When paying online or in stores, a 2% commission is charged. This official warning was given to me by Privatbank in Ukraine in writing. Perhaps there is no commission from other types of cards.
The dollar has grown against all currencies. And dad included. But it is more profitable to take dollars anyway. But for a guarantee, I already recommended above before traveling to us, to write to me and once again calculate what is more profitable to take. Always ready to answer any question and help calculate. Contact.
The card is universal, Gold, dollar currency. When paying online or in stores, a 2% commission is charged. This official warning was given to me by Privatbank in Ukraine in writing. Perhaps there is no commission from other types of cards.
The dollar has grown against all currencies. And dad included. But it is more profitable to take dollars anyway. But for a guarantee, I already recommended above before traveling to us, to write to me and once again calculate what is more profitable to take. Always ready to answer any question and help calculate. Contact.
Like
You like
answered 8 years ago
I have a VISA card, Unicredit bank. Upon arrival, I take a bank statement, ALWAYS remove a commission in addition to the predatory rate, it doesn’t matter whether I withdraw cash or pay through the terminal. Commission sometimes 1, sometimes 2%. I'm not saying that this is filmed by a Ukrainian bank, most likely it is filmed by a foreign bank - it must somehow make money on us. There is no commission only within Ukraine.
Like
You like
answered 8 years ago
I have private gold dollar. Card for payments. Doesn't charge any commission on purchases. There are not millions lying there and it's hard not to notice) Another question is that we replenish the card for payments with a commission of 0.5%, and you universal - for free. But it's convenient for someone. 0.5% is anything less than 2) But the private somehow staggered, it seems to me. Might be worth checking out other banks. Carrying cash to Tai and poking around with them in bank cells is a very original piece of advice. Keep money in dollars)
Like
You like
•
½
answered 8 years ago
Apyatka
None of the participants advised to poke around the cells with money. On the contrary, the advice was not to take a lot of extra money with you, so that later you would not have to hide it.
None of the participants advised to poke around the cells with money. On the contrary, the advice was not to take a lot of extra money with you, so that later you would not have to hide it.
Like
You like
•
1
answered 8 years ago
Show more »