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I under pressure issued a fur coat on credit. There is nothing to pay, there was a fight on the part of the bank employee in providing data. What do i do? What can I do to cancel a purchase?
I under pressure issued a fur coat on credit. There is nothing to pay, there was a fight on the part of the bank employee in providing data. What do i do? What can I do to cancel a purchase?
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Answers • 20
Contact an attorney for a contract.
I don't mean to offend you, but you're the one to blame. Most likely nothing will be done. The contract was signed by you voluntarily, and the fact of pressure cannot be proved. Unless, you can refuse the purchase, due to the discrepancy between the quality of the product.
I don't mean to offend you, but you're the one to blame. Most likely nothing will be done. The contract was signed by you voluntarily, and the fact of pressure cannot be proved. Unless, you can refuse the purchase, due to the discrepancy between the quality of the product.
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3.5
answered 9 years ago
Is it possible to apply for a loan in Turkey, being a non-citizen of Turkey? How will the bank then collect the loan? Enlighten, please, very interesting!
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½
answered 9 years ago
To kolyan_cat ..... you won’t believe it ...) representatives of the Savings Bank of Russia are sitting in such large shops))))) ..... (this was the case last year)
Maybe now other banks have pulled up)))
Maybe now other banks have pulled up)))
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4
answered 9 years ago
Yes, Sberbank had long arms. And in Turkey, poor people are driven into slavery. God forbid you rest like this...
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answered 9 years ago
I think you need to give the contract to look at the lawyer.
Non-resident banks cannot provide banking services in the country, i.е. the loan agreement is concluded with a branch in Turkey, which operates as an independent legal entity. Then the head bank, which is in Russia, has nothing to do with the collection of the loan, it is collected by the Turkish daughter. This means that it is not so easy for them to collect a debt from a citizen who is outside of Turkey if they have not assigned the debts to the Russian branch (is there an assignment clause in the contract?). On the basis of what they gave a loan - after all, there was no income certificate, etc. The Turkish branch of the bank must operate under Turkish law. In general, a lawyer can try to find a clue.
Non-resident banks cannot provide banking services in the country, i.е. the loan agreement is concluded with a branch in Turkey, which operates as an independent legal entity. Then the head bank, which is in Russia, has nothing to do with the collection of the loan, it is collected by the Turkish daughter. This means that it is not so easy for them to collect a debt from a citizen who is outside of Turkey if they have not assigned the debts to the Russian branch (is there an assignment clause in the contract?). On the basis of what they gave a loan - after all, there was no income certificate, etc. The Turkish branch of the bank must operate under Turkish law. In general, a lawyer can try to find a clue.
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answered 9 years ago
Sberbank has always had a bad reputation, but what is .... I'm shocked!
For kolyan_cat, some types of loans, on completely legal grounds, are issued without a certificate of income, just the interest rate on the loan will be higher.
The author, be sure to contact lawyers specializing in financial law. And, if possible, post the result.
For kolyan_cat, some types of loans, on completely legal grounds, are issued without a certificate of income, just the interest rate on the loan will be higher.
The author, be sure to contact lawyers specializing in financial law. And, if possible, post the result.
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answered 9 years ago
Of course, Sberbank can issue a loan in Turkey. And not necessarily Turkish. Also, for example, Raiffeisen can issue a loan in Russia - even to a Russian, even to an Austrian, even to a Turk. In addition, Sberbank owns a controlling stake in the main Turkish bank. How many times have I said and will repeat again - PEOPLE !!!! If you are flying to rest, in this case to Alanya, then take a rest, and do not buy fur coats, carpets, leather, etc...
If unbearable - welcome to that Istanbul ...
If unbearable - welcome to that Istanbul ...
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answered 9 years ago
Alexander, a package tour is our everything! And rest, and shopping, and a fish, and a palm tree ....
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answered 9 years ago
sent2008! You just need to understand that you can’t buy a fur coat at a normal price in Antalya or Alanya.
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answered 9 years ago
It's always funny to read about all sorts of layoffs or loans under pressure ... Did you get a fur coat and a bank representative on the street? Are there any witnesses to the pressure? Have beatings inflicted by a fur coat and a can be recorded? Maybe blood splatters are visible on the loan agreement?
If not, what is the pressure? If you have not calculated the funds, return the fur coat to the store, and the money to the bank.
If not, what is the pressure? If you have not calculated the funds, return the fur coat to the store, and the money to the bank.
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1.5
answered 9 years ago
Alexander, I completely agree. For leather, you have to go to Istanbul, turning off the tourist trails. For a fur coat to Greece, but understanding the quality of fur and with an eye on the tailoring factory. I also like the leather in Greece, but not at the prices of the tourist zone.
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answered 9 years ago
About Sberbank, I wonder what kind of "there was a fight in providing data." In such a situation, I would never sign any contract, any document.
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answered 9 years ago
I also don’t understand how it is possible, in principle, to consider the option of an expensive purchase, knowing that there are no funds for this ??? and even provide your data for obtaining a loan ((you might think that the client was drunk with sedatives! that's for sure - envious eyes, raking hands ((
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½
answered 9 years ago
There is a magic word "Tourist Police".
It is called when a taxi driver at the end of the journey requires a larger amount than was stipulated with other scams.
In Turkey, there is also an analogue of our "return in 14 days" try to look for some kind of product defect.
The address of the tourist police of Antalya, here, try to scare. Suddenly it works.
Emniyet Mudurlugu. Yat Limani. Kaleici.
Tel: 431 061
SW. don't go to the forum. Haven't you yourself bought things that you regretted buying? Has no one ever "pushed" you? And how the Turks know how to do it, it's just aerobatics.
There are simply "soft" people who do not know how to resist pressure and say "no".
It is called when a taxi driver at the end of the journey requires a larger amount than was stipulated with other scams.
In Turkey, there is also an analogue of our "return in 14 days" try to look for some kind of product defect.
The address of the tourist police of Antalya, here, try to scare. Suddenly it works.
Emniyet Mudurlugu. Yat Limani. Kaleici.
Tel: 431 061
SW. don't go to the forum. Haven't you yourself bought things that you regretted buying? Has no one ever "pushed" you? And how the Turks know how to do it, it's just aerobatics.
There are simply "soft" people who do not know how to resist pressure and say "no".
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1.5
answered 9 years ago
I don’t run into, but I’m at a loss ... it’s one thing to buy with the opportunity to buy and pay, and then regret it, and it’s another thing to buy, hoping for a “maybe”, and suffer from credit obligations ... this is about it ... it is clear that a person asked for help ... I can only sympathize and wish you a successful way out of a problematic situation!
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answered 9 years ago
I am not saying that Sberbank cannot issue loans in Turkey. Maybe, but it will be a subsidiary of Sberbank, registered in Turkey as an independent legal entity. The name should not be misleading. The same Raiffeisen, for example, in Russia and Germany are different legal entities, independent of each other, they have one and the same investor in common, but for the law they are different companies. Therefore, on what basis does Sberbank in Russia demand repayment of the debt if there was no assignment agreement with the Turkish Sberbank - this is a question. And in case of assignment, when the debt is transferred from a legal entity in Turkey to a legal entity in Russia, you have to pay taxes (this is like a transfer of money between legal entities in different countries). I doubt it's all that easy to do legally, I think a lawyer should find clues.
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answered 9 years ago
Be sure to contact the credit department of the bank that issued you a loan, provide supporting documents on insolvency. You did not indicate what kind of fraud was on the part of the bank employee, if you were indicated a higher income, and at the same time you signed the questionnaire, then the responsibility is on you! DO NOT DEFECT THE PRODUCT YOURSELF! - experts can easily find it. Another thing is if the defect is present. Achieve an installment loan repayment - drawing up a new schedule, up to the return of the fur coat (in this case, your debt will be less by the value of the product at the time of return). And most importantly, be sure to repay at least interest every month. You have to be held accountable for your actions...
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answered 9 years ago
Dear author of the question! honestly, despite the misunderstanding of your act, I am very worried, especially since Timo loves the hotel, and the leather goods store there is excellent ... by the way, did you make a purchase there? tell me already, do not torment, did you manage to resolve the situation in your favor?
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answered 9 years ago
It also surprises me when people ask a question and sink into oblivion.
What for you asked him, since you don’t read the answers. So the topic is not much of a concern.
Or is it a hired Russian-speaking fake. The purpose of which is to discredit neighboring hotels, such as: "oh, we got poisoned here", "it's dirty here", "animators pestered me here", "here they imposed a fur coat on credit for me."
What for you asked him, since you don’t read the answers. So the topic is not much of a concern.
Or is it a hired Russian-speaking fake. The purpose of which is to discredit neighboring hotels, such as: "oh, we got poisoned here", "it's dirty here", "animators pestered me here", "here they imposed a fur coat on credit for me."
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answered 9 years ago